What we offer
With the advent of the "Open Market Option"
we are finding more clients who are coming
to us to research and source the best annuity
for them. The difference between purchasing
an annuity from another company, as opposed
to the host provider can be staggering and
higher returns can often be achieved. Also
we may be able to source a higher return
if you have any history of poor health.
We are also able to source the most competitive
personal pensions including Stakeholder,
together with SIPP's (self invested personal
pensions) and Executive Personal Pensions.
Savings and Investments
Including individual savings accounts (ISA),
unit and investment trusts, OEIC's, deposit
accounts, onshore and offshore investment
bonds, long term health care.
Another useful facility we now have on
offer is the "consolidation service" as
part of our link with Fidelity. As you
it would be far easier to have all of your
investment funds under one roof and this
is where the re registration system has
This service allows your ISA, Unit Trust
and OEIC holdings to be re-registered with
the benefit of easier administration, improved
fund analysis together with consolidated
valuations of all of your holdings.
Inheritance Tax Planning
With more and more people being caught in
this trap as a result of increasing house
prices, it is important that some consideration
be given to reducing the amount of Inheritance
Tax payable on your death. At present, (with
some exceptions), estates over the current
threshold will be liable to tax at 40%.
At Keith Higginson Financial services we
have an in depth knowledge of the working
of the inheritance tax system and can advise
you as to the best way forward. One particular
specialism of ours is the use of the Solidus
Trust scheme that could provide savings
of over £100,000.
If you would like to contact us by email
please complete our Enquiry
Form. You can of course also contact
us by phone or fax using the numbers shown.